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I never thought my bank account would play a role in my dog’s fate.

Two days after Christmas, I was standing at a vet’s counter in rural Virginia, watching my mini schnauzer, Gloria, struggle to breathe in an emergency oxygen chamber.

I had to ask the question every pet owner dreads: “How much is this going to cost?”

But I’m far from the only one who’s had to ask it.

A new study from Healthy Paws Pet Insurance, “Love vs. Limits: The New Economics of Pet Care,” found that 77% of pet owners consider their animals…

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