You might be planning to get a new iPhone, be it the rumored iPhone 18 Pro or the highly anticipated foldable iPhone Ultra. But besides choosing which phone to get, the next big question you might be pondering is “Where should I buy my phone?” Should you get it directly from Apple or through a carrier?

Both methods have their pros and cons, and neither is best for everyone. Perhaps you like the idea of owning your phone outright without going through a third party. Or maybe you’d rather spread out your payments over time. Or perhaps you’re looking to upgrade your phone and switch carriers at the same time. Depending on your answer, you might…

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